Terms and Conditions for Use of Stockworm.com ("The Service"):The Service is an information service from Stockworm Analytics, Inc. By using the Service, you agree to be bound by all of the terms in this Terms and Conditions agreement. Stockworm Analytics, Inc. may change the terms in this Agreement. When the terms are changed, the changes will appear in this document. By using the Service after any change in the Agreement is posted, you agree to be bound by all of the changes as well. You should consult this page each time you access the Service.

copyright and limitations on use:

The information available through the Service is the property of Stockworm Analytics, Inc. or its licensors and is protected by copyright and other intellectual property laws. Information received through the Service may be displayed, reformatted and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the information received through the Service to anyone, including but not limited to others in the same company or organization, without the express prior written consent of Stockworm Analytics, Inc. You may not post any content from the Service to newsgroups, mail lists or electronic bulletin boards, without the prior written consent of Stockworm Analytics, Inc.

The Service may include facts, views, opinions and recommendations of individuals and organizations deemed of interest. Stockworm Analytics, Inc. does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions or recommendations, give investment advice, or advocate the purchase or sale of any security or investment.

trademarks:

Stockworm Analytics, Inc., Stockworm, Stockworm.com, and the Stockworm logo are the trademarks of Stockworm Analytics, Inc. All other Stockworm products and proprietary tools, including Stockworm Screening, Stockworm Portfolios, Stockworm Valuation, Stockworm Ranking, and Stockworm Charting are the property of Stockworm Analytics, Inc., and the marks associated with those products and tools are the trademarks of Stockworm Analytics, Inc. All other brands and names are the property of their respective owners.

investment decisions:

You assume all risk associated with investment decisions made on the basis of information or strategies contained on this website. While the information is believed to be accurate and any analysis is honestly offered, none of the information on this site should be considered solely reliable for use in making actual investment decisions. Stockworm is a distributor (and not a publisher) of content which is provided by third parties. Our third-party providers do not warrant or guarantee the accuracy, completeness, usefulness or timelines of such content and neither do we. Prior to the execution of any actual stock trade, you are advised to consult with your broker or other financial representative to verify pricing and other information.

It is our policy to never advocate the purchase or sale of any individual investment vehicle. You should also understand that Stockworm, it's third-party providers and their respective officers, directors and employees may be active investors in the market and may have open positions in stocks mentioned on this website. Stockworm and it's third-party providers shall have no liability for investment decisions based upon the information and or strategies provided on this website.

billing policy:

Our subscription features are described in detail here. When you sign up for our free 14 day trial membership, you will not be required to provide a credit card. If you decide to continue your service at the end of your trial period, either as a Standard or Professional member, you will be required to provide credit card information and your credit card will be charged immediately at a rate based upon the membership level and your selected billing frequency (e.g. monthly, quarterly, or annually). Your credit card will be charged again with each new billing cycle unless you notify The Service in writing, by email, or using our online cancellation form before the beginning of the next billing cycle. If you choose to discontinue your subscription during a given billing cycle, you will not be issued a refund, in whole or part, for the current billing cycle. Unless you request otherwise, your account will remain active through the last day of the current billing cycle, as you have pre-paid for The Service for this period.

The 14 day free trial is offered once per client. This usage policy explicitly disallows multiple 14 day free trial periods. You are not permitted to sign up for multiple free trial membership by registering for the Service multiple times using different registration information.

If at any time you choose to upgrade your membership (e.g. change to a more full-featured, higher priced membership or change to a longer billing period such as monthly to annual), you will be billed immediately for the cost of the higher membership in proportion to the remaining time in your current billing cycle. You will be billed the standard rate for the upgraded membership in all following billing periods. If at any time you choose to downgrade your membership (e.g. change to a membership with few features and a lower price or change to a shorter billing cycle such as annual to monthly), you will not be issued a partial refund for the current billing cycle. However, you will have access to all of the features associated with your previous 'higher' level membership through the end of the current billing cycle. You will be billed the standard rate for the downgraded membership in all following billing periods.

The Stockworm site may be temporarily unavailable for site updates or for events beyond the control of The Service. Such events will also not result in the issuance of refunds in whole or part.

support policy:

It is our policy that all requests for support, information, account services, etc. originate through our online support request form. If possible, you will receive an email response to your request. We do not provide telephone support with the Service. However, the support team may, at their discretion, contact you via telephone if they feel that such contact is necessary to resolve your issue.

disclaimer of warranties and liability:

Due to the number of sources from which information on the Service is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such information and the Service. THE SERVICE AND THE CONTENT OF THE WEB SITE ARE OFFERED "AS IS" AND STOCKWORM, INC. AND ITS AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE OF THE NEWS AND INFORMATION AVAILABLE THROUGH THE SERVICE, OR THE SERVICE ITSELF. NEITHER STOCKWORM, INC. NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE SERVICE AND ANY NEWS AND INFORMATION THROUGH THE SERVICE. YOU AGREE THAT IN NO EVENT WILL STOCKWORM, INC., ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH INFORMATION OR FOR ANY CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION). WITHOUT LIMITING THE FOREGOING, YOU AGREE THAT THE LIABILITY OF STOCKWORM, INC., ITS AFFILIATES, AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM (WHETHER IN CONTRACT, TORT OR OTHERWISE) IN ANY WAY CONNECTED WITH THE SERVICE OR THE INFORMATION IN THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO STOCKWORM, INC. FOR USE OF THE SERVICE.

unlawful usage:

The service may only be used for lawful purposes. Transmission of any material in violation of any federal or state regulation is prohibited. This includes copyrighted material, material legally judged to be threatening or obscene, or material protected by trade secret. Stockworm Analytics, Inc., will cooperate fully with federal and state enforcement officials investigating unlawful behavior on our systems.

indemnity:

You agree to defend, indemnify and hold Stockworm Analytics, Inc., harmless from and against any and all claims, losses, liabilities and expenses (including attorneys' fees) related to or arising out of the services provided by Stockworm Analytics, Inc., to you under this Agreement, including without limitation claims made by third parties (including customers of yours) related to any false advertising claims, liability claims for products or services sold by you, claims for patent, copyright or trademark infringement, claims due to disruption or malfunction of services provided hereunder, or for any content submitted by you for publication by Stockworm Analytics, Inc.

unauthorized usage:

Any attempt to access or modify unauthorized computer system information or to interfere with normal system operations, whether on the equipment of Stockworm Analytics, Inc., or any computer system or network that is accessed by our services, will result in suspension of your access. Unauthorized activities including guessing or using passwords other than your own, accessing information that does not have public permission, and accessing any system on which you are not welcome.

miscellaneous:

Stockworm Analytics, Inc. may discontinue or change the Service, or its availability to you, at any time without notice. This Agreement is personal to you, and you may not assign your rights or obligations to anyone. If any provision of this Agreement is invalid under applicable law, the remaining provisions will continue in full force and effect. You agree that this Agreement and any matter, issue, dispute or claim arising out of or in any way relating to this Agreement or the Services offered by Stockworm Analytics, Inc., as well as all intellectual property issues, and an of your rights (if any) and obligations shall be governed by the laws of the United States of America and the State of Alabama governing contracts wholly entered into and wholly performed within Alabama.